Home Down Payment Assistance Program

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2019 Home Down Payment Assistance Program- English 

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Quick Reference Guide

Suffolk County HOME Consortium
2019 Down Payment Assistance Program
Quick Reference Guide

ASSISTANCE AVAILABLE:  up to $14,000 in grant funds is available to put towards the purchaser’s down payment.  The program does not fund closing costs.


1.  Be a First-Time Homebuyer (cannot have owned a home during the 3 year period immediately prior to the purchase of a residence with HOME funding).  This requirement will be waived for U.S. military veterans possessing a DD-214, verifying honorable service.

2.  Have a Total Household Income within the HUD Guidelines (see below):

Town of East Hampton - and the Village of Sag Harbor.
Town of Huntington - the entire town.
Town of Riverhead - the entire town.
Town of Smithtown - and the Village of the Branch.
Town of Southampton - and the Villages of Sag Harbor, Southampton, Westhampton Beach and Westhampton Dunes.
Town of Southold - excluding incorporated villages.
Town of Shelter Island - excluding incorporated villages.

Please note that the Town of Islip, Town of Babylon, and the Town of Brookhaven are NOT part of the Suffolk County Consortium.  Purchased properties cannot be located within these towns. 

PROPERTY VALUE LIMIT:  The maximum appraised value of a house cannot exceed $385,000 for existing housing or $421,000 for new construction.

ELIGIBLE HOUSING: Single family homes, condominiums, cooperative apartments (co-ops), newly constructed or already built.  Prior to sale, any housing must be: (1) owner-occupied, (2) occupied by the purchaser as a tenant or (3) vacant.   


 The Following are Not Allowed:  Private Mortgages, Short Sales,
 Foreclosures or Bank Owned Properties; 
Non-Occupant Co-Borrowers/Co-Signers/Guarantors are not permitted; 
Private Mortgages, 100% financing, Interest Only Mortgages, Adjustable Rate Mortgages, 
“No Doc” Loans, No Income Check Loans, 80/20 Loans.   

Applications accepted on a first-come, first-served basis.

                 Applications are available as of August 19, 2019 and must be submitted by December 31, 2019.               

Funding is limited.
Applications can also be downloaded from the Suffolk County web site at:

 Suffolk County Community Development Office
PO Box 6100
H. Lee Dennison Building
100 Veterans Highway Hauppauge, NY  11788